Instant Reserve
AI-powered reserving assessments for non-life insurance
Benefits of using Instant Reserve
Instant Reserve is PwC Belgium’s cloud-based solution that transforms how non-life insurance reserves are assessed.
Designed for external and internal auditors, as well as insurance companies, Instant Reserve automates complex actuarial calculations and presents results in a clear, visual dashboard. An automated report is generated following each assessment.
The platform supports multiple reserving methods and discounting, generates automated reports per business line, and is fully IFRS 17 compliant and NAST approved.
By reducing manual effort and enhancing analytical quality, Instant Reserve helps you work faster, smarter, and with greater confidence.
01
Efficient and comprehensive
Instant Reserve brings together a wide range of actuarial methods: Chain Ladder, Bootstrap, Bornhuetter-Ferguson, and more, in one intuitive platform. It enables fast, reliable reserve calculations and includes sensitivity analysis to support robust decision making.
02
Visual intelligence
Complex data becomes actionable through interactive dashboards. You can easily compare payment patterns, reconcile with prior year data, and assess triangle complexity, all in one place.
03
Automated documentation
Generate downloadable PDF reports (up to 15 pages) per triangle, complete with timestamps, reserve outputs, and reconciliation features. Reports are ready for upload into Aura, helping to streamline audit workflows.
04
AI-Driven assistance
A built-in virtual assistant and decision tree guide you through reserving logic. The tool offers data-driven recommendations, automates report creation, and enhances the user experience with self-learning and analytical support. Dimi, the virtual assistant embedded in Instant Reserve, is ready to help.